Aon Analytics

Aon’s Cat Score provides insurers with an opportunity to gain competitive advantage by fine-tuning pricing for catastrophe risk exposure in small commercial and personal lines properties. Based upon catastrophe model analysis for the unique portfolios of individual insurers, this tool more accurately measures the cost of catastrophe risk at the customer level.

When an underwriter receives a policy application, the applicant’s traditional criteria of credit and property loss history may be combined with the property’s Cat Score - improving the quality of pricing for all risks insured within the policy.

The Cat Score allow insurers to implement pricing and underwriting strategies that take advantage of state of the art findings inherent in the latest catastrophe models plus their own unique underwriting strategies or knowledge of claim experience.